We grow your company from Spain, across Europe and worldwide
Finance, strategy, investment, fintech and artificial intelligence with a single partner. We have revolutionised the way finance is done with technology: now we put it to work for your company.
Spain as the starting point
We work wherever your company’s opportunity is. From Spain, outwards and inwards.
From Spain to Europe
Single market, EU funds, alliances and capital: we help you play on a board of 450 million consumers.
Spain ⇄ Italy
A natural corridor: Spanish companies entering Italy and Italian companies setting up in Spain, with a single bilingual counterpart.
From Spain to the world
Latin America, the Mediterranean, the Gulf and Asia: market selection, vetted partners and public support for expansion.
Everything a company needs to grow
From treasury to artificial intelligence, from the first export to an investor coming on board. One team, one method, one single responsibility.
Financial consulting and fractional CFO
Capital structure, treasury, planning and dashboards: the finance leadership your company needs, without adding headcount.
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Business strategy and growth
We define where to compete and how to win: business model, new markets, pricing, partnerships and a measurable execution plan.
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Investment and capital attraction
We get your company ready to attract capital: investment thesis, valuation, data room and access to investors, family offices and funds.
DiscoverInternationalisation from Spain
From Spain to Europe, Latin America and the world: market research, local partners, set-up and public support for expansion.
DiscoverSpain – Italy corridor
Enter the Italian market or bring your Italian company to Spain, with a single bilingual counterpart who knows both systems.
DiscoverEU funds and public grants
We identify and prepare the calls that fit your project: European, national and regional programmes, from idea to final reporting.
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Fintech, payments and embedded finance
Open banking, payment gateways, recurring collections, banking as a service and embedded finance: financial technology applied to your business.
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Artificial intelligence for business
AI agents working in your back office, document analysis, customer assistants and compliance with the EU AI Act.
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Digital transformation and processes
CRM, automation, data and custom platforms: we redesign processes so you can grow without multiplying costs.
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Corporate transactions and restructuring
Company sales and acquisitions, mergers, valuations, due diligence and turnaround plans to reorganise and relaunch the business.
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Sustainability and ESG
ESG strategy, carbon footprint, sustainability reporting and access to the green finance that banks, customers and investors now require.
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Compliance, risk and control
Internal control, financial risk, data protection and compliance models to grow safely.
DiscoverA country that attracts talent, capital and companies
Madrid, Barcelona, Valencia, Seville, Bilbao or Malaga: dynamic business ecosystems connected with Europe and Latin America. We know the ground and help you make the most of it.
Data, decision, execution
A proven method, powered by our own technology.
Data-driven diagnosis
We analyse accounts, market and processes with AI tools that read financial statements, contracts and invoices in minutes, not weeks.
Plan and resources
We set priorities, figures and owners, and identify the resources to execute: capital, partners and public funds.
Execution and follow-up
We support the roll-out with a KPI dashboard and regular reviews until the goals are reached.
Artificial intelligence that works while you decide
Our back office runs on an orchestra of AI agents: document reading, financial analysis, project tracking and communications. It is how we work every day and the foundation of the AI projects we bring to our clients.
Discover the technologyAmbitious companies of any size
Size matters less than the will to grow with method.
- SMEs and family businesses that want to professionalise financial management and prepare succession.
- Startups and scaleups preparing a round or looking for an industrial partner.
- Exporters that want to open new markets with data and public support.
- Foreign companies choosing Spain as their base for Europe and Latin America.
- Project promoters in energy, tourism, industry and real estate looking for investors.
What companies ask us
What does Credit-One España do?
Business consulting: finance leadership, strategy, investment attraction, EU funds, internationalisation, fintech and artificial intelligence. We support Spanish companies growing in Europe and worldwide, and foreign companies choosing Spain.
Are you a financial institution or a credit broker?
No. Credit-One España is an independent consulting firm: it does not grant or broker loans and does not provide regulated investment services. We prepare the company to negotiate on the best terms with banks, investors and public bodies.
Which languages do you work in?
Spanish, Italian and English. All documentation is delivered in the client’s preferred language.
How do you use artificial intelligence?
Our back office runs on AI agents that analyse documents, prepare reports and monitor deadlines. This frees our consultants’ time for what adds most value: decisions.
How much does a first meeting cost?
The first conversation and the initial project assessment are free of charge. If there is a fit, we send a proposal with fixed scope, timing and fees.
Shall we discuss your next step?
Tell us about your project. A senior consultant will reply with an initial assessment and a work proposal.